I have a general question and anyone with knowledge can chime in at any time. Anyway, I was in an accident and the other party has claimed liability. My vehicle has not been in the shop yet and I want to know how the insurance company or adjuster determines if the vehicle is repairable or totals it? If the vehicle is totaled, what does the cost of repair need to be percentage wise to the value of the vehicle? By the way, I'm in Minnesota if that makes any difference.